Personal Checking

Checkbook and pen

Regular Checking

A basic non-interest-bearing checking account.

  • $500 minimum opening deposit
  • No monthly service fee with a minimum daily balance of $500 or $1,000 average monthly balance
  • $8.00 monthly service fee if the minimum daily balance falls below $500 or average monthly balance falls below $1,000
  • Unlimited check writing
  • Debit/ATM access card

Interest Checking

  • An interest-bearing checking account with check writing privileges for individuals, sole proprietorships and nonprofit organizations
  • $500 minimum opening deposit
  • No monthly service fee with a minimum daily balance of $750 or an average monthly balance of $1,500
  • $8.00 monthly service fee if the daily balance falls below $750 or the average monthly balance falls below $1,500
  • Unlimited check writing
  • Debit/ATM access card
  • Interest compounded monthly and paid monthly
  • The interest rate on the account may change at any time and without notice
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