Personal Checking

Regular Checking

A basic non-interest-bearing checking account.

• $500 minimum opening deposit
  
• No monthly service fee with a minimum daily balance of $500 or $1,000 average monthly balance
  
• $8.00 monthly service fee if the minimum daily balance falls below $500 or average monthly balance falls below $1,000
  
• Unlimited check writing
  
• Debit/ATM access card
  

Interest Checking

• An interest-bearing checking account with check writing privileges for individuals, sole proprietorships and nonprofit organizations
  
• $500 minimum opening deposit
  
• No monthly service fee with a minimum daily balance of $750 or an average monthly balance of $1,500
  
• $8.00 monthly service fee if the daily balance falls below $750 or the average monthly balance falls below $1,500
  
• Unlimited check writing
  
• Debit/ATM access card
  
• Interest compounded monthly and paid monthly
  
• The interest rate on the account may change at any time and without notice