CDs

Personal Certificates of Deposits

Provides flexible terms and a guaranteed rate of return.

• $2,500 minimum opening deposit
  
• Fixed interest rate for the term of the Certificate
  
• Interest is compounded monthly and paid monthly
  
• Unlimited, additional deposits are allowed at any time during the term of the CD; minimum of $2500 per deposit
  
• Principal withdrawal before maturity is subject to an early withdrawal penalty
  
• A withdrawal will reduce earnings